I hear you. Business expenses aren't all rosey-cheeked. I think one difference re: the Muddy-River-Bank-Hot-Dog-Stand-For-Streets-Yet-To-Exist-Proposition (and henceforth let it be known by no other name!) still works if one doesn't have to pay a fee if they don't make any money. 20% of nothing is still nothing.
If one is paying $20,000 USD in NRVE for their Niche, that means they made $100,000. So, they keep $80,000. My efforts will be to minimize how much of that goes to taxes.
I don't think there is an intention to deceive. Plus, 85% of the collected Niche fees goes back in to the community... so that will help pay content creators, etc...
I am glad you're here, asking these questions. I believe it will help the Narrative team (and community) externalize some of their own thinking and/or assumptions on how things might work on paper vs. what happens in reality. Sometimes they'll go smoothly, and sometimes they might need some adjustments.