I think it is important that all transactions on the system use NRVE as the primary currency, after all, that is token we are trying to promote.
I don't see any conflict here - everything internal to Narrative is NRVE. The whole idea about allowing fiat payment is to allow the vast majority of people who don't care about crypto yet, to not have to deal with it.
I think the $75 USD min Niche price wording should probably be changed. We need to communicate clearly to the user that the initial opening bid NRVE price is based on the $75 exchange price to buy that much NRVE.
But surely that's a level of complexity the average social network user isn't expecting to have to deal with? We'll fail being accessible to the mainstream if we have to explain that sort of thing. The $75 USD price tag, though too high, is at least straight forward and familiar to everyone.
If crypto is to ever become mainstream, it has to be perceived as an advantage, not an extra complication one must take into account.
The user needs to be made very aware that if they are planning on paying in fiat, not only is there the extra 15% fee, but that the conversion from Fiat to the needed NRVE will happen at the time of purchase and that if the price of NRVE goes up between the time of the user's last bid and the time they purchase the Niche, they will be paying the difference which will be more than their last bid.
Understanding this won't make it any more palatable when someone ends up paying 200 dollars for something that was supposed to be $75, because of a volatile cryptocurrency they don't care about. They'll just say, crypto sucks.
Replying: 'you should choose the alternative and buy NRVE' won't do any good for two reasons.
1) If the person isn't interested in crypto, they aren't going to forced into the elaborate steps of joining an exchange, downloading a wallet, buying probably ETH or NEO, then exchanging it for NRVE.
2) It is already too late: they've bid on the niche and now the NRVE is worth way more than 75 usd... whether they buy the NRVE or pay in USD, they'll still be out of pocket for 200 USD
I think if this is explained more clearly, at the very least people will understand the risk they are taking when paying with Fiat, and perhaps it will drive them to prefer NRVE to fiat, which is what we want anyhow in the long term.
I really don't think it will. It will just make most people think: "I loved the sound of being able to pay in fiat, but reading the fine print, I still have to deal with understanding crypto and timing the market of a volatile currency that I don't understand the first thing about".
Lets remember the prerogative to make this truly accessible to people, whether they understand crypto or not.
There is no downside to Narrative, the content economy, and NRVE, if people pay in fiat. We shouldn't be thinking there is any upside to discouraging them from paying in fiat. All activity on Narrative will translate into demand for NRVE, whether the user purchases it directly, or the platform purchases it when users pay in fiat. That's the beauty of it: we don't have to force NRVE on anyone.